Frequent flyer points basics, no credit card needed

Frequent flyer programs can seem complicated, but the basics are simple. This guide covers Australia's two big airline programs, Qantas Frequent Flyer and Velocity Frequent Flyer, and everyday ways to take part.
1. What a frequent flyer program is
It's an airline's loyalty program. You earn points for eligible flights and with partner businesses, then use them for rewards such as flights. Each program has its own terms, so read them before you join.
2. The two main programs
- Qantas Frequent Flyer is Qantas's program. Qantas says you must be a member to earn and use Qantas Points, and that rewards are subject to its terms and conditions. A joining fee usually applies, so check Qantas's join page for the current details.
- Velocity Frequent Flyer is Virgin Australia's program. Velocity says it's free to join.
3. Earning by flying
Both programs give points on eligible flights. Velocity, for example, says members earn points per dollar on eligible Virgin Australia flights, and that the points bonus for status members doesn't apply to Economy Lite fares. Check what your fare earns before you book.
4. Earning with everyday partners
Both programs have partners beyond flying, such as car hire and online shopping portals. Velocity also offers family pooling, so a household can pool its points. Check each program's partner list, because partners and earn rates change.
5. Using your points
Points can generally be used for reward flights and other rewards. Availability is limited, and taxes or charges may still apply. Look at reward seats early if your dates are fixed.
6. Keep it simple
- Join the program of the airline you fly most.
- Add your member number to every booking.
- Check your statement after you fly.
- Read the program's terms on points expiry.
Key takeaways
- Two main programs: Qantas Frequent Flyer and Velocity.
- Earn by flying and with everyday partners.
- Reward seats are limited and charges can apply.
- Read the terms and check your account.
We don't list fares here, because they change all the time. Check the airline's own website for current fares and conditions.
Sources
- Qantas Frequent Flyer: https://www.qantas.com/au/en/frequent-flyer.html
- Qantas, Earn points: https://www.qantas.com/en-au/frequent-flyer/earn-points
- Velocity Frequent Flyer: https://www.velocityfrequentflyer.com/
- Velocity, Earning points: https://www.velocityfrequentflyer.com/the-basics/earning-points