Password managers explained, and how to switch

A password manager is an app that creates and stores strong, unique passwords for every account, locked behind one main password. It's one of the most useful security habits you can pick up.

1. Why it helps

Reusing a password means one leak can open several accounts. A password manager makes unique passwords easy because you don't have to remember them.

2. What to look for

• Apps and browser extensions for the devices you use.
• Support for multi-factor authentication on the manager itself.
• A clear security model, ideally where the provider can't see your vault.
• Emergency access or sharing, if you need it for family.
• Easy export, so you're not stuck.

3. Your main password

Make it long and memorable, such as a passphrase of several random words, and don't use it anywhere else. Turn on multi-factor authentication.

4. How to switch

1. Export from your current manager or browser, usually as a file.
2. Import it into the new manager.
3. Check a few logins work.
4. Delete the export file securely, because it's usually not encrypted.
5. Turn off password saving in your browser if you're moving away from it.

5. Then tidy up

Start with your most important accounts: email, banking and anything with saved cards. Change any reused passwords as you go.

The short version

• Use one unique password per account.
• Protect the manager with a strong passphrase and MFA.
• Export, import, check, then delete the export file.
• Fix your email account first.

We don't list prices here, because they change and differ by state. Check the provider's own site for current prices and plans.

Sources

• https://www.scamwatch.gov.au/
• https://www.oaic.gov.au/privacy/your-privacy-rights